2) Help-me-do-it (Asset-Class Funds)

Build a diversified portfolio of various funds available in you plan.

Investment options are designed for the active investor who wants to have some control in their investment portfolio.

This investment strategy holds a portfolio of funds, versus investing directly in individual stock, bonds, or other investments.

BART offers the five "fund of funds" options below and the Capital Preservation Fund for this approach:

• Large Cap U.S. Equity Fund
• Small/Mid Cap U.S. Equity Fund
• International Equity Fund
• Fixed Income Fund
• Real Assets Fund
• T. Rowe Price Retirement Balanced CIT Fund