457 Full Time Plan Information

Eligibility

All employees, full or part time are immediately eligible to join the plan upon hire.

Enrollment

Join your plan online at www.missionsquare.com/enroll or by contacting Stephanie Keur, Retirement Plans Specialist.

Contributions

You decide the amount to contribute and can change your contribution amount at any time. Log in to account access to change your contributions. You can elect to make pre-tax and/or Roth after-tax contributions. You may also transfer, or roll over, other eligible retirement accounts to the plan. The IRS limits contributions. For current limits, visit www.missionsquare.com/contributionlimits.

Vesting

Vesting refers to your ownership of the money in your account. You are always 100% vested in your own contributions and their earnings.

Investments

Your contributions will be invested in the funds that you select, and the value of your account will fluctuate based on the performance of the funds. Carefully review your investment options before making your selections. You can make changes to your investments at any time.

Withdrawals

After you separate from service with your employer, you will be eligible to withdraw your money at any time. However, you will not be required to take any withdrawals until after age 73. While you are still employed, your withdrawal options are limited to attaining age 70½, balances under $5,000 (with no contributions made for a period of two years), or emergency withdrawals, as defined by the IRS. Rollover balances are eligible to be withdrawn while in service.

Loans

Your plan allows you to borrow money from your account while you are still employed. The maximum loan amount is limited to half of your account balance or $50,000, whichever is less.

Account Information

Log in to www.missionsquare.com/login to manage your account, sign-up fore-delivery and text updates, and connect all of your finances in one view.

* 70 ½ (if you were born before July 1, 1949), age 72 (if you were born after June 30, 1949, and before January 1, 1951), or age 73 (if you were born after December 31, 1950).