Stable Value Investments

Stable value investments are designed to protect an investor’s principal through insurance company and bank contracts, but they're not federally insured or guaranteed like most Certificates of Deposit (CDs) and bank saving accounts, and it's possible to lose money by investing in them.

Their returns tend to follow the general direction of interest rates but may change more slowly than the overall market – a likely benefit to investors when rates are declining but may be a disadvantage when rates are increasing rapidly. This type of investment is designed to meet an individual's general liquidity needs but typically imposes restrictions on certain transfers and withdrawals. Stable value investments should be considered as part of a diversified investment portfolio, especially for those with low tolerances for risk and/or shorter time horizons.

The MissionSquare PLUS Fund may be available in your plan. To view the specific investments available in your plan, including fee-adjusted performance data, log in to your account online or contact us.

Investors should carefully consider their own investment goals, risk tolerance, and liquidity needs before making an investment decision. Investing involves risk, including possible loss of the amount invested. The Funds’ offering and disclosure documents include a complete summary of all fees, expenses, financial highlights, investment objectives and strategies, and risks, and should be carefully reviewed before investing. This information is available after logging in to your account or upon request by contacting us.